Abstract: Based on the panel data of 30 provinces in China from 2012 to 2022, from the perspective of agricultural science and technology innovation, the article analyzes the role of digital inclusive finance in promoting agriculture to achieve green and low-carbon transition. The results show that digital inclusive finance can promote the transition of agriculture to green and low-carbon direction by promoting the innovation of agricultural science and technology. The results of the threshold test show that agricultural science and technology innovation plays a double threshold role in the process of digital inclusive finance and the green and low-carbon transformation of agriculture. The results of heterogeneity test show that from the perspective of geographical differences, the promotional effect of digital inclusive finance in the process of green and low-carbon transformation of agriculture has gradually weakened from the eastern region to the western region. From the perspective of the core value of agriculture, digital inclusive finance plays a more prominent role in the green and low-carbon transformation of agriculture in the main food-producing regions. Based on this, it is proposed to expand the application scope of digital inclusive finance and improve digital degree, reduce the“digital divide”, promote the regional balanced growth of rural finance, and establish a longterm regulatory mechanism for digital inclusive finance.